:root{--navy:#071634;--orange:#cf5100;--ink:#152440;--muted:#53617a;--line:#dce3ee;--bg:#f4f7fb}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:22px}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}a{color:#124a8b;text-underline-offset:3px}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{touch-action:manipulation}button{cursor:pointer}button:disabled{opacity:.55;cursor:wait}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #176db5;outline-offset:3px}header,main,footer{max-width:1120px;margin:auto}.header{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 28px;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:9px;text-decoration:none;color:var(--navy);font-size:24px;font-weight:850}.brand span{font-size:12px;font-weight:500;color:var(--muted);max-width:70px;line-height:1.3}.brand img{border-radius:10px}nav{display:flex;gap:22px;flex-wrap:wrap}nav a{font-size:14px;color:var(--ink);text-decoration:none}main{padding:0 28px}.hero{display:grid;grid-template-columns:1.5fr 1fr;gap:38px;padding:64px 0 50px;align-items:center}h1{font-size:clamp(32px,4.5vw,49px);line-height:1.12;letter-spacing:-1.4px;margin:14px 0 20px}h2{font-size:28px;line-height:1.25;margin:8px 0 18px}h3{font-size:22px;line-height:1.3;margin:0 0 14px}h4{font-size:17px;line-height:1.4;margin:0 0 8px}.intro{font-size:18px;color:var(--muted)}.eyebrow{font-size:12px;font-weight:750;text-transform:uppercase;letter-spacing:1.1px;color:var(--orange);margin:0 0 12px}.hero-actions,.toolbar{display:flex;gap:10px;align-items:center;flex-wrap:wrap}.button,.secondary{display:inline-flex;justify-content:center;align-items:center;text-align:center;border:1px solid transparent;border-radius:10px;padding:12px 18px;text-decoration:none;font-weight:650;font-size:14px;line-height:1.4}.button{background:var(--orange);color:#fff}.button:hover{background:#a73f00}.secondary{background:white;border-color:#c5d0df;color:var(--navy)}.secondary:hover{background:#eaf0f8}.text-button{border:0;background:none;color:#164b86;padding:8px 0;font-size:14px;text-decoration:underline;text-underline-offset:3px}.danger{color:#9c2525}.hero-card{background:var(--navy);color:white;border-radius:22px;padding:30px;box-shadow:0 12px 35px #07163412}.hero-card h2{font-size:24px}.hero-card p{color:#ced9ee}.pill{display:inline-block;font-size:12px;border:1px solid #627391;border-radius:30px;padding:4px 12px;margin-bottom:20px}.card-rule{height:1px;background:#465776;margin:24px 0}.small{font-size:13px;color:var(--muted)}.section-head{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:18px}.section-head h3{margin:0}#save-status{font-size:13px;color:var(--muted);text-align:right;max-width:280px}.privacy{padding:17px 20px;border:1px solid var(--line);border-radius:12px;background:#fff;font-size:13px;color:var(--muted);margin-bottom:20px}.toolbar{margin-bottom:20px;gap:10px 16px}.panel{background:#fff;border:1px solid var(--line);border-radius:17px;padding:28px;margin:0 0 22px}.grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.wide{grid-column:1/-1}label{display:block;font-size:14px;font-weight:600;margin-bottom:10px}input,select,textarea{display:block;width:100%;border:1px solid #aab8cc;background:white;color:var(--ink);border-radius:8px;padding:11px 12px;margin-top:6px;min-height:45px;font-size:16px}textarea{resize:vertical}input::placeholder,textarea::placeholder{color:#66738a;opacity:1}fieldset{border:0;margin:0;padding:0;min-width:0}.muted{color:var(--muted);font-size:14px}.summary{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0}.summary span{font-size:13px;padding:7px 10px;border-radius:8px;background:#eff3f9}.summary .attention{color:#913500;background:#fff0e3}.check{border-top:1px solid var(--line);padding:22px 0 12px}.check-top{display:flex;gap:14px}.check-top p{margin:0 0 14px;color:var(--muted);font-size:14px}.number{background:#eff3f9;min-width:31px;height:31px;border-radius:8px;display:flex;justify-content:center;align-items:center;font-size:13px;font-weight:750}.check select{max-width:440px}.check details{margin-top:10px}.check details[open]{padding:14px;background:#f7f9fc;border-radius:10px}.hint{font-size:14px;color:var(--muted)}summary{cursor:pointer;font-size:14px;font-weight:650;min-height:30px}details summary::marker{color:#536d93}.currency{max-width:200px}.result{border-left:4px solid var(--orange);background:#f6f8fb;padding:18px;margin:16px 0 24px}.result p{margin:4px 0}.result strong{font-size:22px}.next{display:grid;grid-template-columns:1.4fr 1fr;gap:26px;background:#eaf0f8}.next p{font-size:14px}.next-actions{display:flex;flex-direction:column;gap:12px;justify-content:center}.faq{margin:42px 0}.faq details{border-top:1px solid var(--line);padding:14px 0}.faq p{font-size:14px;max-width:850px}.error,.demo-banner{padding:16px;border:1px solid #b73f1d;border-radius:10px;background:#fff1eb;color:#812e17;font-size:14px}.demo-banner{background:#eef5ff;color:#164b86;border-color:#8bafd9}.demo-banner button{background:none;border:0;color:inherit;font-weight:700;text-decoration:underline}.overdue{color:#9c2525;font-weight:650}footer{border-top:1px solid var(--line);padding:25px 28px 45px;font-size:13px;color:var(--muted)}.sr-only,.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:10px;z-index:100;background:white;padding:10px}[hidden]{display:none!important}@media(max-width:720px){.header{padding:16px 18px;align-items:flex-start}.header nav{gap:8px;justify-content:flex-end;max-width:170px}.header nav a{font-size:12px}main{padding:0 18px}.hero{grid-template-columns:1fr;gap:22px;padding:36px 0}.hero-card{padding:22px}.grid,.next{grid-template-columns:1fr}.panel{padding:20px 16px}.section-head{align-items:flex-start}.section-head h3{max-width:200px}.toolbar{gap:8px}.toolbar .button,.toolbar .secondary{padding:10px 11px}.brand span{display:none}.check .grid{gap:0}h1{letter-spacing:-.7px}}@media print{body{background:white;font-size:11px}.header nav,.hero-actions,.toolbar,.next-actions,#save-status,#only-open,.privacy,.demo-banner,.faq,footer{display:none!important}main{max-width:none;padding:0}.hero{display:block;padding:10px 0}.hero-card{display:none}h1{font-size:24px}.panel{break-inside:auto;border:0;padding:8px 0;margin:0}.check{break-inside:avoid;padding:8px 0}.check[hidden]{display:block!important}.check details{display:block}.grid{gap:5px}input,textarea,select{font-size:11px;padding:3px;min-height:20px}h2{font-size:20px}h3{font-size:17px}.summary{margin:8px 0}.next{display:block;background:white}.error{display:none}}